That's our precious promise for you
Accidents caused by sudden and foreign interferences that results in death or disability. (Death or disability that occur within one year from the date of the accident)
When the insured visit a doctor or hospitalized in a domestic medical institution in order to receive a medical treatment for accident or sickness, Benefit medical expenses such as prescription medicine, outpatient, hospitalization expenses would be covered within a set of insurance limits
- Deductible of inpatient treatment: An amount equivalent to 20% of medical benefit expenses from National health insurance law
- Deductible of outpatient treatment:: The large amount of these two, ‘20% of the medical expenses’ and ‘hospital deductible rating’
(Depends on the amount insured, Max. 100,000 ~ 200,000 KRW per a day)
- Hospital deductible rating: 10,000won for a clinic and hospital, 20,000won for a general hospital and University hospital
When the insured visit a doctor or hospitalized in a domestic medical institution in order to receive a medical treatment for accident or sickness, Non-benefit medical expenses such as prescription medicine, outpatient, hospitalization expenses would be covered within a set of insurance limits.
- Deductible of inpatient treatment: An amount equivalent to 30% of medical benefit expenses from National health insurance law
- Deductible of outpatient treatment:: The larger amount of these two, '30,000 won per a visit' and '30% of the medical expenses'
(Depends on the amount insured, Max. 100,000 ~ 200,000 KRW per a day / 100times)
※ Maximum amount insured (Accident or Sickness Medical Reimbursement of Benefit, Non-Benefit)
Below are the maximum limits of Accident or Sickness Medical Reimbursement (Benefit, &Non-Benefit)
-Total limits of inpatient &outpatient treatment:
Max.50,000,000 KRW / Outpatient : Max.200,000 KRW (1time, including prescription medicine)
-Total limits of inpatient &outpatient treatment:
Max.30,000,000 KRW / Outpatient : Max.150,000 KRW (1time, including prescription medicine)
-Total limits of inpatient &outpatient treatment:
Max.10,000,000 KRW / Outpatient : Max.100,000 KRW (1time, including prescription medicine)
The insured covers within maximum amount insured if one has accidents in daily life (accidents concerning the management of property other than one's own residential area are not included)
- Deductible : 20,000won
When receiving inpatient treatment when abroad with injury or illness gained from Korea, the insured will be within the limit of the aggregate amount insured.
- In case of death incurred by an accident or illness, the remains will be transported within 1 year from the date of the accident or disease occurrence and the costs of transportation, search and rescue, airfares will be refunded to the legal heir.
- In case of disappearance, the costs of search and rescue by plane or ship will be refunded.
- If the insured is hospitalized for over 14 days, there is a relief cost of transportation and accommodation that will be refunded. (2 guests/within 14 days)
1. [Nonpayment] Manipulation therapy/Extracorporeal shock wave therapy/Prolotherapy expenses(in Korea) : Max 3,500,000 Won
2. [Nonpayment] Injection expenses(in Korea) : Max 2,500,00 Won
3. [Nonpayment] MRI/MRA expenses : Max 3,000,000 Won
- Deductible : 30% of the medical expenses
Except in case the insured underwent a medical examination and treatment due to a past disease coming under the matters of “Duty of Declaration Before Contract.”
Injuries caused by accidents overseas or diseases being treated previously
- Eyelid surgery, gum surgery, rhinoplasty, breast augmentation or reduction, liposuction, rhytidoplasty, etc
- Glasses, contact lenses, eye surgery for vision correction
- Freckles, hirsutism, baldness, poliosis, rhinophyma, moles (birthmarks), warts, acne, hair loss